Roth Ira Limits 2024 Income Limits Married. Those limits reflect an increase of $500 over the. If your annual income is less.
If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth ira, and if youโre married and filing jointly, your magi. Those are the caps even if you make more, up to the phaseout level.