Best Checking Accounts 2024 Reddit Best. 24 hour grace for overdrafts, and if you miss the grace period, you don’t get charged as. Our top three picks for the best checking accounts are from discover bank, sofi bank and ally bank, all of which offer no monthly fees and access.
With no monthly maintenance fee, no minimum monthly balance requirement and a low $50 minimum initial deposit requirement, axos bank. Capital one has a bonus for opening a checking account if you make 2 deposits worth $250+.